The Product Review Center

If you’re anything like me and don’t necesssarily enjoy waiting around for things then being able to get whatever it is you want instanly is extremely nice.  That’s what I like about getting my free credit report online.  All you have to do is sign up with the provider of the report and BAM, you have access and can immediately do whatever it is you were planning to do with your credit report.

Another nice thing about using an online credit report provider is that you always have access to it.  So, if you’re working hard on improving your credit you can always and at any time log on to the site you got your report from and keep a watch on whether the things you’re working on are being taken care of.  It makes it extremely easy to always stay on top of your credit score without having to hassle with waiting for the mail to bring you’re credit report every time you want to take a look and see if it’s been updated.

I also check out my credit report whenever I’m considering getting a loan or some line of credit.  It’s simple, I’ll log on and double check my credit score and will be seeing the exact same thing that any creditor will be seeing.  By doing this, if they have any questions about something that may or may not be on my credit report I can easily know beforehand what they are talking about.

So, quit using the mail to receive your credit report and start using instant online resources, you’ll be glad you did.

A difficult question and one that you really have to answer on your own, but how badly do you need to know who is trying to harass you?

If you have been receiving prank calls then you can just report them to the police and let them take care of it. If you trust them to pursue it then that should be the matter finished. Of course if you really want to make sure the appropriate action is taken then you need to get in touch with the company that provides them their service. The police may not have the power to do anything, but their service provider will take the matter seriously and it could lead to the person making the calls being disconnected.

If you decide to go down that route and call their phone provider then you need to use a reverse phone lookup website as without them then I don’t know of any other way of identifying who they are with (unless you phone their voicemail and they haven’t changed their message then sometimes you can tell from that). So even though there is a small charge then the best option is to just use it and dig up the service provider and the name and address of the person.

Then go to the police and report them and give the name and number, then also go to the service provider and report them there too.

That is a double-whammy that ensures the person gets into trouble. Even that doesn’t guarantee that they will stop, it depends on the person and the reasons behind it - but having their name gives you an advantage and if you let them know you are aware it is them then most people will be too cowardly to carry on when you obviously know it is them.